Overview of Online Privacy Policy for Watermark Capital, Inc.

You take online privacy seriously and so does Watermark Capital, Inc. We are a company committed to protecting the personal information of visitors to our websites and web pages. This policy is one way of sustaining your trust in our company, our products, and our services.

This Online Privacy Policy applies only to the Watermark Capital, Inc., websites, and web pages from which you directly linked to this policy. This Policy applies only to the collection and use of information you provide online.

Our Online Privacy Policy describes the information we collect from and about you during your visit to our websites and web pages. Our privacy policy also describes how we use information about you whom we share it with, and how we protect it.

Our websites and web pages may contain links to third-party sites not controlled by Watermark Capital, Inc., or covered by this Online Privacy Policy. We recommend that you check the privacy statement of other sites you visit before providing any personal information.

What Personal Information does Watermark Capital, Inc., Collect Online?

We collect personal information about you from the information you provide to us when you visit our websites and web pages.

The information will depend on the Watermark Capital, Inc., website or web page you visit. This information may include:

• Name
• Address
• Social security number in whole or in part
• Telephone number
• Email address
• Email referral information
• Date of birth
• Current residential information including mortgage or rent payments
• Income information

How Do You Use the Personal Information You Collect About Me Online?

We use the personal information we collect online to process your request for services, products, or information. For example, we may use the information you provide when you complete an online Watermark Capital, Inc., Express Credit Application to process and evaluate your application. If you request product information, we may use the information you provide to mail you the information you request.

We may also use the information we collect for analytic purposes, market research, or marketing purposes, as allowed by law.

Do You Share the Personal Information You Collect About Me Online?

No.

Do You Use Cookies or Other Online Technologies to Collect Information About Me?

When you browse or visit one of our websites, we may store certain information on your computer. This information may be in the form of a small text file called a “cookie” and can help us to tailor our sites to your individual preferences and save you time if you visit the site again. For example, cookies may include the country webpage you prefer or your language preference. Where specific programs associated with our website require a user ID and password, you have the option of requesting that we save your user ID and password so that you will not have to re-enter that information the next time you access the website. This is accomplished by the placement of a cookie on your computer.

We may also use cookie technology or other online tracking technologies, like web beacons, to gather anonymous, aggregate information about your visit to our websites. This information allows us to measure site activity and to create ideas for improving our sites and may include the time and length of your visit, the web pages you look at on our sites, the website you visited before coming to ours, and your internet service provider. If we provide you a link from a Watermark Capital, Inc., site to another site, we may track the fact that you navigated to that other site from ours, and we may track your activity while on that site. This will help us understand which links are helpful to you when you visit our site and will help us provide you with links that may be of interest to you when you visit our site again.

How Can I Change or Update the Personal Information You Collected About Me Online?

If you have questions about information you provided on a Watermark Capital, Inc., web site or web page, call the phone number or select the “Contact Watermark Capital, Inc.” link provided on the specific web page, so that we may assist you.

What Steps Do You Take to Protect Personal Information About Me?

We restrict access to the information obtained from our websites and web pages to our employees, agents, and contractors. We maintain physical, electronic, and procedural safeguards designed to protect your personal information. Please note that while Watermark Capital will make every reasonable effort to protect your information, no transmission of data over the Internet is 100% secure.

Your Consent

By using this website, you consent to the terms of our Online Privacy Policy and to Watermark Capital’s processing of personally identifiable information for the purposes given above. This policy is effective September 1, 2009. We reserve the right to alter the privacy policy at our discretion. Any changes to this policy will be posted on our websites in a timely manner.