About Us

Our Mission

We want to help you mortgage smarter. That’s why we’ve combined industry-leading rates, a simple online mortgage process, and cutting-edge digital tools that provide up-to-the-minute loan data. Our knowledgeable, experienced team of loan officers is committed to your long-term success.

Proudly serving homeowners like you since 2006 from our headquarters in Southern California

1.

Smarter Tools

The most important part of any job is having the right tools — and with our Watermark Loan Hub, that’s exactly what you’ll get. You’ll enjoy the convenience of our completely digital mortgage application, digital paperwork uploading, and 24/7 access to your loan information from your mobile device. Everything you need from us is a few taps away.

2.

Smarter Process

As a technology-driven, direct-to-consumer lender, our online process is clear and transparent. With our E-note closing and remote online notary services, you can finish your paperwork without leaving the house. We are Fannie Mae, Freddie Mac, and Ginnie Mae approved, which means we’re able to provide a wide range of purchase and refinancing options, including conventional, jumbo, and government-insured veteran loans. With Watermark you always have options.

3.

Smarter Loans

Our experienced mortgage bankers will work hard to custom-fit your mortgage to your unique situation, as well as your short and long-term financial goals. Purchasing a home is one of the biggest and most important financial decisions you’ll ever make, and we take that responsibility seriously. Your loan officer will be there for you from start to finish, guaranteed.

Get notified when rates drop!

With Rate Watch, we’ll notify you via email when rates drop below your current rate.