About Us

Our Mission

We want to help you mortgage smarter. That’s why we’ve combined industry-leading rates, a simple online mortgage process, and cutting-edge digital tools that provide up-to-the-minute loan data. Our knowledgeable, experienced team of loan officers is committed to your long-term success.

How We Serve Our Customers

Proudly serving homeowners like you since 2006 from our headquarters in Southern California

1. Smarter Tools

The most important part of any job is having the right tools — and with our Watermark Loan Hub, that’s exactly what you’ll get. You’ll enjoy the convenience of our completely digital mortgage application, digital paperwork uploading, and 24/7 access to your loan information from your mobile device. Everything you need from us is a few taps away.

2. Smarter Process

As a technology-driven, direct-to-consumer lender, our online process is clear and transparent. With our E-note closing and remote online notary services, you can finish your paperwork without leaving the house. We are Fannie Mae, Freddie Mac, and Ginnie Mae approved, which means we’re able to provide a wide range of purchase and refinancing options, including conventional, jumbo, and government-insured veteran loans. With Watermark you always have options.

3. Smarter Loans

Our experienced mortgage bankers will work hard to custom-fit your mortgage to your unique situation, as well as your short and long-term financial goals. Purchasing a home is one of the biggest and most important financial decisions you’ll ever make, and we take that responsibility seriously. Your loan officer will be there for you from start to finish, guaranteed.

Testimonials

"Brian and his team did a great job for my loan. I appreciate all the work and effort that they put into my loan. I would work with Brian and his team in the future."
JimSan Diego, CA
Jim
"Moses was diligent, thorough and thoughtful while we worked together to find the best refi possible. From initial conversation to close, we were well under 30 days. He and the team were highly communicative and would recommend him to family and friends."
MJScottsdale, AZ
MJ
I’m not gonna lie, I loan shop. Kevin won, period. He offered the best rate and APR (very affordable loan cost). Kevin was courteous and assuring. Would highly recommend Watermark/Kevin.
AndreaValley, WA
Andrea
"Martin was extremely professional and I appreciate how quickly he replied to emails. He met and exceeded my expectations. Watermark was a great company to works with, the entire team."
MoebGold Beach, OR
Moeb
"Highly responsive and patient. Explained the entire process up front and no surprises at the end. I was a bit nervous about the entire online process in the beginning but James eased my mind by keeping in touch and answering my many questions. Highly recommend!"
Anna MarieTampa, FL
Anna Marie
Previous
Next
More Testimonials

Get notified when rates drop!

With Rate Watch, we’ll notify you via email when rates drop below your current rate.