Turn Your VA Home Equity Into Cash
With a VA Cash-Out Refinance, you can access your home’s equity to pay off high-interest debt, make home improvements, or cover major expenses — while keeping the benefits of your VA loan.
- Borrow up to 90% of your home’s value (plus closing costs).
- No monthly mortgage insurance required.
- Consolidate high-interest debt and pay one low monthly payment.
- Use funds for home improvements, education, or other major expenses.
- Backed by the strength and security of a VA-guaranteed loan.
How a VA Cash-out Refi Works
The VA Cash-Out program is designed to help Veterans, active-duty service members, and eligible surviving spouses make the most of their home equity. Unlike a VA Interest Rate Reduction Refinance Loan, which simply lowers your rate, a cash-out refinance allows you to tap into your home’s value and use the funds for almost any purpose — while continuing to enjoy the protections of a VA loan.
Key Benefits:
- Borrow up to 90% of your home’s appraised value, plus allowable closing costs.
- Eliminate high-interest credit card or personal debt with one manageable VA loan payment.
- Invest in your home with renovations or improvements.
- Cover education, medical bills, or other major expenses.
- Enjoy predictable payments with no monthly mortgage insurance ever required.
Testimonials
"Brian and his team did a great job for my loan. I appreciate all the work and effort that they put into my loan. I would work with Brian and his team in the future."
JimSan Diego, CA 
"Moses was diligent, thorough and thoughtful while we worked together to find the best refi possible. From initial conversation to close, we were well under 30 days. He and the team were highly communicative and would recommend him to family and friends."
MJScottsdale, AZ
I’m not gonna lie, I loan shop. Kevin won, period. He offered the best rate and APR (very affordable loan cost). Kevin was courteous and assuring. Would highly recommend Watermark/Kevin.
AndreaValley, WA
"Martin was extremely professional and I appreciate how quickly he replied to emails. He met and exceeded my expectations. Watermark was a great company to works with, the entire team."
MoebGold Beach, OR
"Highly responsive and patient. Explained the entire process up front and no surprises at the end. I was a bit nervous about the entire online process in the beginning but James eased my mind by keeping in touch and answering my many questions. Highly recommend!"
Anna MarieTampa, FL