State Licenses

Watermark Home Loans is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.

Watermark Home Loans National Mortgage Licensing System Number 1838

Visit the NMLS access page for more information: NMLS Access Page

  • Alabama — Alabama Consumer Credit License, License# 22498
  • Arizona — Arizona Mortgage Banker License, License# 0925124
  • Arkansas — Licensed as a Mortgage Banker-Broker-Servicer with the Arkansas Securities Department No. 127489
  • California — California – DBO Finance Lenders Law License, License# 603J352
    California – BRE Real Estate Corporation License, License# 01523306
  • Colorado — Colorado Mortgage Company Registration, License# LMB100019868
  • Connecticut — Connecticut Mortgage Lender License, License# ML-1838
  • Delaware — Delaware Lender License, License# 025614
  • District of Columbia — District of Columbia Mortgage Dual Authority License, License# MLB1838
  • Florida — Florida Mortgage Lender License, License# MLD1567
  • Georgia — Georgia Mortgage Lender License/Registration, License# 22604
  • Hawaii — Hawaii Mortgage Loan Originator Company License, License# HI-1838
  • Idaho — Idaho Mortgage Broker/Lender License, License# MBL-9506
  • Illinois — Illinois Residential Mortgage License No. MB.6761460- Licensed by the Department of Financial and Professional Regulation, Mortgage Banking Division, 555 W. Monroe, Suite 500; Chicago, IL 60661, (888) 473-4858
  • Indiana — DFI First Lien Mortgage Lending License# 22836
  • Iowa — Mortgage Banker License No. 2022-0031
  • Kansas — Mortgage Company License No. 0025777
  • Kentucky — Kentucky Mortgage Company License, License# MC408333
  • Louisiana — Louisiana Residential Mortgage Lending License, License# 1838
  • Maine — Licensed as a Supervised Lender by the Bureau of Consumer Credit Protection #1838
  • Maryland — Maryland Mortgage Lender License, License# 15583
  • Massachusetts — Massachusetts Mortgage Lender License, License# ML1838
  • Michigan — Michigan 1st Mortgage Broker / Lender / Servicer Registrant, License# FR0021425
  • Minnesota — Minnesota Residential Mortgage Originator License, License# MN-MO-1838
  • Mississippi — Mississippi Mortgage Lender License, License# 1838
  • Montana — Mortgage Lender/Servicer/ Broker No. 1838
  • Nebraska — Mortgage Banker License
  • Nevada — Nevada Mortgage Broker License, License# 2542
  • New Hampshire — Licensed by the New Hampshire Banking Department No. 24710-MB
  • New Jersey — New Jersey Residential Mortgage Lender License, License# 1838
  • New Mexico — New Mexico Mortgage Loan Company License, License# 1838
  • North Carolina — North Carolina Mortgage Lender License, License# L-134728
  • North Dakota — Money Broker License No. MB103985
  • Oklahoma — Oklahoma Mortgage Lender License, License# ML011014
  • Ohio — Residential Mortgage Lender Registration RM.804414.000
  • Oregon — Oregon Mortgage Lending License, License# ML-4043
  • Pennsylvania — Pennsylvania Mortgage Lender License, License# 64090
  • South Carolina — South Carolina BFI Mortgage Lender / Servicer License, License# MLS – 1838
  • South Dakota — Mortgage Lender License No.ML.1838
  • Tennessee — Tennessee Mortgage License, License# 109374
  • Texas — Texas – Watermark Capital Inc., 100 Spectrum Center Drive, Irvine, CA 92618 suite 150
    CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
  • Utah — Utah-DRE Mortgage Entity License, License# 678841, Utah-DFI Residential First Mortgage Notification
  • Virginia — Virginia Lender and Broker Licenses, License# MC-4344
  • Washington — Washington Consumer Loan Company License, License# CL-1838
  • West Virginia — Licensed as a Mortgage Lender No. ML-37872
  • Wisconsin — Wisconsin Mortgage Banker License, License# 1838BA
  • Wyoming — Wyoming Mortgage Lender/Broker License, License# 3191

©2023 Watermark Capital, Inc. | Equal Housing Opportunity Lender | NMLS ID # 1838 (www.nmlsconsumeraccess.org) | 100 Spectrum Center Dr Ste 520 Irvine, CA 92618 | (800) 896-9374 | Licensed by the Department of Financial Protection and Innovation under the California Finance Lenders Law | AZ Mortgage Banker License #0925124 | Georgia Mortgage Lender Licensee #22604 | Illinois Residential Mortgage Licensee | Kansas Mortgage Company Licensee | Mississippi Mortgage Lender Licensee | Licensed by the New Hampshire Banking Department | New Jersey Residential Mortgage Lender Licensee | Massachusetts Mortgage Lender License #ML 1838 | For licensing information go to: www.nmlsconsumeraccess.org

Mortgage Calculator

Watermark Home Loans' easy-to-use calculator puts you in charge of estimating your mortgage payment.