State Licenses
Watermark Capital, Inc. (NMLS ID #1838) is an Equal Housing Lender doing business as (dba) Watermark Home Loans and Think Mortgage. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Watermark Home Loans National Mortgage Licensing System Number 1838
Visit the NMLS access page for more information: NMLS Access Page
- Alabama — Alabama Consumer Credit License, License No. 22498
- Arizona — Arizona Mortgage Banker License, License No. BK-0925124
- Arkansas — Licensed as a Mortgage Banker-Broker-Servicer with the Arkansas Securities Department No. 127489
- California — California – DRE Real Estate Corporation License Mortgage Loan Originator (MLO) License Endorsement, License No. 01523306
— California – Licensed by the Department of Financial Protection and Innovation, Financing Law License, License No. 603J352 - Colorado — Colorado Mortgage Company Registration
- Connecticut — Connecticut Mortgage Lender License, License No. ML-1838
- Delaware — Delaware Lender License, License No. 025614
- District of Columbia — District of Columbia Mortgage Dual Authority License, License No. MLB1838
- Florida — Florida Mortgage Lender License, License No. MLD1567
- Georgia — Georgia Mortgage Lender License/Registration, License No. 22604
- Hawaii — Hawaii Mortgage Loan Originator Company License, License No. HI-1838
- Idaho — Idaho Mortgage Broker/Lender License, License No. MBL-9506
- Illinois — Illinois Residential Mortgage License No. MB.6761460- Licensed by the Department of Financial and Professional Regulation, Mortgage Banking Division, 555 W. Monroe, Suite 500; Chicago, IL 60661, (888) 473-4858
- Indiana — DFI First Lien Mortgage Lending License No. 22836
- Iowa — Mortgage Banker License No. 2022-0031
- Kansas — Mortgage Company License MC.0025777
- Kentucky — Kentucky Mortgage Company License, License No. MC408333
- Louisiana — Louisiana Residential Mortgage Lending License
- Maine — Licensed as a Supervised Lender by the Bureau of Consumer Credit Protection No. 1838
- Maryland — Maryland Mortgage Lender License, License No. 1838
- Massachusetts — Massachusetts Mortgage Lender License, License No. MC1838
- Michigan — Michigan 1st Mortgage Broker / Lender / Servicer Registrant, License No. FR0021425
- Minnesota — Minnesota Residential Mortgage Originator License, License No. MN-MO-1838
- Mississippi — Mississippi Mortgage Lender License, License No. 1838
- Missouri — Licensed as a Mortgage Company, License No. 1838
- Montana — Mortgage Lender/Servicer/ Broker No. 1838
- Nebraska — Mortgage Banker License
- Nevada — Nevada Mortgage Broker License, License No. 2542
- New Hampshire — Licensed by the New Hampshire Banking Department No. 1838MB
- New Jersey — New Jersey Residential Mortgage Lender License
- New Mexico — New Mexico Mortgage Loan Company License
- North Carolina — North Carolina Mortgage Lender License, License No. L-134728
- North Dakota — Money Broker License No. ML104621
- Oklahoma — Oklahoma Mortgage Lender License, License No. ML011014
- Ohio — Residential Mortgage Lender Registration RM.804414.000
- Oregon — Oregon Mortgage Lending License, License No. ML-4043
- Pennsylvania — Pennsylvania Mortgage Lender License, License No. 64090
- South Carolina — South Carolina BFI Mortgage Lender / Servicer License, License No. MLS – 1838
- South Dakota — Mortgage Lender License No.1838.ML
- Tennessee — Tennessee Mortgage License, License No. 1838
- Texas — Texas – Watermark Capital Inc., 16500 Bake Pkwy, Irvine, CA 92618
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. - Utah — Utah-DRE Mortgage Entity License, License No. 6788415, Utah-DFI Residential First Mortgage Notification
- Vermont — Vermont Lender License No. LL-1838
- Virginia — Virginia Lender and Broker Licenses, License No. MC-4344
- Washington — Washington Consumer Loan Company License, License No. CL-1838
- West Virginia — Licensed as a Mortgage Lender No. ML-37872
- Wisconsin — Wisconsin Mortgage Banker License, License No. 1838BA
- Wyoming — Wyoming Mortgage Lender/Broker License, License No. 3191
©2026 Watermark Capital, Inc. | Equal Housing Opportunity Lender | NMLS ID # 1838 (www.nmlsconsumeraccess.org) | 16500 Bake Pkwy, Irvine, CA 92618 | (800) 896-9374 | Licensed by the Department of Financial Protection and Innovation under the California Finance Lenders Law | AZ Mortgage Banker License #BK-0925124| Georgia Mortgage Lender Licensee #22604 | Illinois Residential Mortgage Licensee | Kansas Mortgage Company Licensee | Mississippi Mortgage Lender Licensee | Licensed by the New Hampshire Banking Department | New Jersey Residential Mortgage Lender Licensee | Massachusetts Mortgage Lender License #MC1838 | For licensing information go to: www.nmlsconsumeraccess.org